Field Notes

Planning Realities & Hard Truths

These aren’t hypotheticals. They’re patterns. If you’ve seen a plan fall apart, you’ll know what I mean.


What You’re Really Paying For Isn’t on the Page

The Will isn’t the value. The judgment behind it is.

Why Your Will Shouldn't Be Complicated

Good drafting can't save bad ideas.

Why I Almost Never Recommend Joint Ownership with Adult Kids

Joint ownership sounds simple. It’s usually a trap.

The Emotional Cost of a Trust - When Control Becomes Judgment

Controlled their money, but gained their hatred.

What Saves Tax Might Cost You Everything Else

Minimized tax. Maximized fallout.

Why Your Will Might Not Even Matter

Your Will only controls what flows through your estate.
The real problems start with what doesn’t.

The Will Isn’t the Risk—The People Are

Most Wills don’t fail on paper. They fail when the wrong people get involved.

The Cottage Succession Plan Isn't About the Cottage

Too many wrong assumptions can break the best plan.

This site shares real-world insights from my work as an estate planning lawyer. It’s not legal advice, and it won’t cover every situation. But it will show you what tends to go wrong—and what usually holds up.